Trusted partner in finding the perfect mortgage solution

We're committed to making your mortgage experience seamless and stress-free.

Chat with an Advisor

Trusted by

Expert Guidance

Our seasoned professionals help navigate the mortgage journey.

Personalized Solutions

Tailored mortage options to fit your unique financial goals.

Our Services

Mortgage solutions
for every need

We offer a comprehensive range of mortgage solutions tailored to your unique situation, whether you're buying your first home, refinancing, or investing in property.

Residential

Home Buying
Made Simple

Everything you need to know about getting a mortgage for your new home, with expert guidance for first-time and repeat buyers.


Residential

Better Rate, 

Better Terms

Explore how refinancing your current mortgage could lower your payments, reduce your term, or help you access equity in your home.

Residential

Access Your
Home's Value

Turn your home equity into cash for renovations, education, investments or other important financial needs.

Commercial

Investment 
Property Financing

Specialized mortgage solutions for rental properties, commercial buildings, and other real estate investments.

Commercial

Business And 
Commercial Solutions

Comprehensive commercial mortgage services for business owners and commercial property investors.

Specialty

Specialized 

Mortgage Options

Alternative solutions for unique situations including self-employment, high net worth, and specialized borrowing needs.

Residential

Home Buying
Made Simple

Everything you need to know about getting a mortgage for your new home, with expert guidance for first-time and repeat buyers.


Residential

Better Rate, 

Better Terms

Explore how refinancing your current mortgage could lower your payments, reduce your term, or help you access equity in your home.

Residential

Access Your
Home's Value

Turn your home equity into cash for renovations, education, investments or other important financial needs.

Commercial

Investment 
Property Financing

Specialized mortgage solutions for rental properties, commercial buildings, and other real estate investments.

Commercial

Business And 
Commercial Solutions

Comprehensive commercial mortgage services for business owners and commercial property investors.

Specialty

Specialized 

Mortgage Options

Alternative solutions for unique situations including self-employment, high net worth, and specialized borrowing needs.

Ready to explore your mortgage options? Contact our team of experts today!

Chat with an Advisor
Why Choose Us

Expertise you can trust

With years of experience in the real estate industry, we pride ourselves on providing knowledgeable advice and exceptional customer service. We're committed to making your mortgage experience seamless and stress-free.

Trusted Expertise

Everything you need to know about getting a mortgage for your new home, with expert guidance for first-time and repeat buyers.

Efficient Process

We streamline the mortgage application process to save you time and reduce stress.


Quality Service

Our commitment to excellence has earned us recognition and trust in the mortgage industry.


Client Satisfaction

We prioritize your needs and work tirelessly to ensure your complete satisfaction.


Current Rates

Ontario Mortgage Rates

Our competitive mortgage rates are designed to save you money. Rates are subject to change without notice and may vary based on your financial situation.

Variable Rates

5.45%

Prime - 0.50%

Lower initial rates
Flexible prepayment options
Convert to fixed rate anytime


Popular
5-Year Fixed

5.99%

Most popular option

Rate stability for 5 years
Protection from market fluctuations
Predictable payments

3-Year Fixed

5.79%

Balance of flexibility & stability

Lower initial rates
Flexible prepayment options
Convert to fixed rate anytime


Best 2-year fixed mortgage rates

* Rates shown are for illustrative purposes only. Actual rates may vary based on your credit score, down payment, and other factors. Contact us for personalized rates.

Get Pre-Approved Today
How We Stand Out

The Method Mortgages advantage

With our deep understanding of Ontario's unique real estate landscape and mortgage regulations, we provide specialized service tailored to the provincial market.

Local Market Expertise

Our specialists understand the unique characteristics of different Ontario housing markets, from Toronto's competitive urban landscape to Ottawa's government-influenced stability.

Provincial Program Knowledge

We stay current with all Ontario-specific homebuyer programs, tax rebates, and incentives to ensure you maximize your savings and benefits.

Regulatory Compliance

Our team navigates Ontario's specific mortgage regulations and consumer protection laws to ensure your mortgage process is compliant and secure.

Regional Lender Relationships

We've built strong relationships with both national and Ontario-based lenders, including credit unions and alternative mortgage providers.

Client Experiences

What our clients say

With years of experience in the real estate industry, we pride ourselves on providing knowledgeable advice and exceptional customer service. We're committed to making your mortgage experience seamless and stress-free.

"When other lenders turned us down due to self-employment income, Method Mortgages found us a solution that worked with our unique financial situation. Their expertise in the Ontario market is unmatched."

Rashed Kabir, Ajax

"Refinancing our mortgage through Method saved us over $450 monthly. Their team knew exactly which lenders offered the best rates for our specific needs in the current Ontario market."

Priya Patel, Mississauga

"When other lenders turned us down due to self-employment income, Method Mortgages found us a solution that worked with our unique financial situation. Their expertise in the Ontario market is unmatched."

Rashed Kabir, Ajax

"Refinancing our mortgage through Method saved us over $450 monthly. Their team knew exactly which lenders offered the best rates for our specific needs in the current Ontario market."

Priya Patel, Mississauga

Contact Us

Your Dream
Home Awaits

Ready to take the first step? Contact us today for a free consultation and let us help you find the best mortgage for your needs.

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We're Here to Help

Phone
(647) 705-6490

Email
info@methodmortgages.com

Location
10-280 ELSON ST,
MARKHAM, ON L3S 3L1

Business Hours

Monday - Friday  
Saturday                          
Sunday

9:00 AM - 6:00 PM
10:00 AM - 2:00 PM
Closed