Our Services

Business & Commercial Solutions

Specialized mortgage and financing solutions for business owners, commercial property investors, and corporate entities.

Chat with an Advisor

Our Services

Business & Commercial Solutions

Specialized mortgage and financing solutions for business owners, commercial property investors, and corporate entities.

Chat with an Advisor

Commercial Mortgage Solutions

Whether you're looking to purchase a commercial property, refinance an existing loan, or secure financing for business expansion, our commercial mortgage experts can help you navigate the process.

Property Acquisition

Financing solutions for purchasing commercial real estate, from office buildings to retail spaces and industrial properties.

Business Expansion

Financing options to support business growth, including construction loans and renovation financing for existing commercial spaces.

Investment Optimization

Financing solutions for purchasing commercial real estate, from office buildings to retail spaces and industrial properties.

Types of Commercial Properties We Finance

Office Buildings

Single-tenant, multi-tenant, and mixed-use office properties

Retail Properties

Single-tenant, multi-tenant, and mixed-use office properties

Industrial Properties

Single-tenant, multi-tenant, and mixed-use office properties

Industrial Properties

Single-tenant, multi-tenant, and mixed-use office properties

Mixed-Use Developments

Single-tenant, multi-tenant, and mixed-use office properties

Specialty Properties

Single-tenant, multi-tenant, and mixed-use office properties

The Commercial Mortgage Process

1

Initial Consultation & Needs Analysis
We begin by understanding your business goals, the property you're interested in, and your financial situation to determine the most appropriate commercial mortgage solutions.

2

Financial Assessment
Our team analyzes your business financials, property cash flow projections, and market conditions to develop a comprehensive financing strategy.

3

Lender Matching & Application
We identify and approach the most suitable commercial lenders for your specific needs, preparing and submitting a comprehensive application package on your behalf.

4

Approval & Closing
Once approved, we coordinate the due diligence process, including property appraisals, environmental assessments, and title searches as required by the lender.

5

Closing & Funding
We guide you through the closing process, ensuring all conditions are met and documentation is complete for a smooth transaction.

Key Differences from Residential Mortgages

Whether you're looking to purchase a commercial property, refinance an existing loan, or secure financing for business expansion, our commercial mortgage experts can help you navigate the process.

Commercial Mortgage Characteristics
  • Shorter Terms: Commercial mortgages typically have terms of 3-10 years, compared to 25-30 years for residential

  • Income-Based Assessment: Approval relies heavily on the property's income generation potential rather than personal income.

  • Higher Down Payments: Typically 25-35% of the purchase price, compared to 5-20% for residential properties.

  • More Complex Documentation: Requires business financial statements, rent rolls, and property performance history.

Commercial Mortgage Benefits
  • Building Business Assets: Commercial property ownership builds equity and assets for your company.

  • Tax Advantages: Potential tax benefits including interest deductions and depreciation.

  • Customize Your Space: Control over property improvements and modifications to suit business needs.

  • Fixed Occupancy Costs: Protection from rising lease rates and renewal uncertainty.

Ready to Start Your Home Buying Journey?

Our mortgage experts are ready to help you every step of the way.

Contact Us

Your Dream
Home Awaits

Ready to take the first step? Contact us today for a free consultation and let us help you find the best mortgage for your needs.

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We're Here to Help

Phone
(647) 705-6490

Email
info@methodmortgages.com

Location
10-280 ELSON ST,
MARKHAM, ON L3S 3L1

Business Hours

Monday - Friday  
Saturday                          
Sunday

9:00 AM - 6:00 PM
10:00 AM - 2:00 PM
Closed