Our Services

Better Rate, Better Terms

Refinance your mortgage to take advantage of lower rates, access equity, or adjust your loan term to better fit your financial goals.

Chat with an Advisor

Our Services

Better Rate, Better Terms

Refinance your mortgage to take advantage of lower rates, access equity, or adjust your loan term to better fit your financial goals.

Chat with an Advisor

Why Refinance Your Mortgage?

Refinancing can be a smart financial move for many homeowners. Our experts will help you determine if it's the right choice for you and find the best refinancing option.

Lower Your Rate

Take advantage of lower interest rates to reduce your monthly mortgage payment and potentially save thousands over the life of your loan.

Change Your Term

Shorten your mortgage term to pay off your home faster, or extend it to reduce monthly payments and improve cash flow.

Consolidate Debt

Combine high-interest debt like credit cards or loans into your mortgage to simplify your finances and potentially reduce your overall interest costs.

Is Refinancing Right for You?

When interest rates drop significantly

If current rates are at least 0.5% to 1% lower than your existing rate, refinancing could lead to
substantial savings.

When you've built significant equity

If your home has appreciated in value or you've paid down a substantial portion of your mortgage, you may have equity to tap into.

When you plan to stay in your home long-term

Refinancing costs are typically recouped over time, so it's most beneficial if you'll be in your home for several years.

The Refinancing Process

Initial Consultation

Review your current mortgage and financial goals to determine if refinancing makes sense.

House Hunting

Find your dream home with confidence, knowing you have financing options ready.

Mortgage Application

We'll help you gather all necessary documentation and submit your application with the lender that best meets your needs.

Approval & Closing

Finalize all details with the lender and prepare for a smooth closing process.

Refinancing Costs to Consider

  • Closing costs: Typically 2-5% of the loan amount

  • Appraisal fees: To determine your home's current value


  • Title insurance: Protection against ownership disputes

  • Legal fees: For document preparation and processing

Our team will provide a clear breakdown of all costs involved and help you determine the "break-even point" when savings from refinancing exceed the costs.

Ready to Start Your Home Buying Journey?

Our mortgage experts are ready to help you every step of the way.

Contact Us

Your Dream
Home Awaits

Ready to take the first step? Contact us today for a free consultation and let us help you find the best mortgage for your needs.

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We're Here to Help

Phone
(647) 705-6490

Email
info@methodmortgages.com

Location
10-280 ELSON ST,
MARKHAM, ON L3S 3L1

Business Hours

Monday - Friday  
Saturday                          
Sunday

9:00 AM - 6:00 PM
10:00 AM - 2:00 PM
Closed