Download Your First-Time Buyer Guide
Everything you need to know about buying your first home in Ontario, including provincial incentives and rebates.
Complete 27-page guide with Ontario-specific advice
Everything you need to know about buying your first home in Ontario, including provincial incentives and rebates.
Complete 27-page guide with Ontario-specific advice
Our Services
Specialized mortgage solutions for rental properties, commercial buildings, and other real estate investments.
Chat with an Advisor
Our Services
Specialized mortgage solutions for rental properties, commercial buildings, and other real estate investments.
Chat with an AdvisorWhether you're purchasing your first rental property or expanding your real estate investment portfolio, we offer specialized financing solutions designed specifically for investors.
.svg)
Residential Rentals: Single-family homes, duplexes, triplexes, and small multi-unit buildings
Condominium Investment Units: Condo properties purchased specifically as income-generating investments
Multi-Unit Residential: Apartment buildings with multiple rental units
Commercial Properties: Office buildings, retail spaces, and mixed-use properties
Vacation and Short-Term Rentals: Properties intended for short-term rental markets
.svg)
.svg)
Investment Property Specialists
Our team understands investment financing and the unique considerations for income-producing properties.
.svg)
Return on Investment Analysis
We help you understand potential cash flow, ROI, and the financial impact of different financing options.
Competitive Investor Rates
Access to specialized investment property loan programs with competitive rates and terms.
Standard mortgage financing for investment properties with competitive rates and terms
Down payments typically 20-25%
Fixed and variable rate options
Terms from 1-10 years
Specialized financing for larger multi-unit properties or commercial real estate.
Based on property's income potential
Longer amortization periods available
Customized solutions for each property
Solutions for investors with multiple properties seeking financing efficiency.
Blanket mortgages covering multiple properties
Cross-collateralization opportunities
Streamlined management of multiple loans
Debt Service Coverage Ratio (DSCR)
The property should generate enough rental income to cover mortgage payments, taxes, and expenses.
Your Experience as an Investor
Previous property management or investment experience can strengthen your application.
Property Location and Condition
The property's marketability affects financing terms and eligibility.
Higher Interest Rates
Investment properties typically come with slightly higher rates than owner-occupied homes.
Larger Down Payments
Expect to provide 20-25% down for most investment properties.
Income Verification Focus
Both your personal income and the property's potential rental income will be evaluated.
Our mortgage experts are ready to help you every step of the way.
Ready to take the first step? Contact us today for a free consultation and let us help you find the best mortgage for your needs.
Phone
(647) 705-6490
Email
info@methodmortgages.com
Location
10-280 ELSON ST,
MARKHAM, ON L3S 3L1
Business Hours
Monday - Friday
Saturday
Sunday
9:00 AM - 6:00 PM
10:00 AM - 2:00 PM
Closed
.png)
